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The DROP program stands for Deferred Retirement Option Plan. The retention program was designed to keep public-safety personnel working longer by making it lucrative to stay beyond their eligibility to retire.

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In normal times, the stock market is often a reflection of the economy. But these are not normal times. Even though April was marked by a global shutdown of businesses, rampant unemployment and low economic growth, the S&P 500 Index ended the month up 12.9%. This represented the highest one-month…

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Since the first part of 2020 doesn’t “really” count because everyone was in stalemate (thank you Covid-19), we can basically start over now as the country starts to slowly reopen. So, welcome everyone. Spring has sprung! 🙂 It’s officially the season of cleaning, organizing, and working through all the build-up…

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Challenges are what make life interesting and overcoming them is what makes life meaningful. Joshua Marine Comfort zones are cozy, but staying in them forever won’t get you very far. In fact, you won’t go anywhere at all—because the prerequisite to growth and improvement is *drum roll please* challenging yourself.…

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Raise your hand if you’re dating, engaged, or married. Now keep your hand up if you want it to stay that way (as in…not divorce or break up). Hopefully everyone’s hand stayed up. If not, we’re the wrong people for the job. However, if you kept all five fingers high,…

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Do not save what is left after spending; instead spend what is left after saving.” Warren Buffett Financial security is more than making enough money—it’s saving enough to make it last. If growing your savings is a 2020 goal, you’ll be ahead of the one in five Americans with no…

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The financial hardships of the Great Recession forced many people to start thinking outside the box. The “sharing economy” gained popularity in the late 2000s because it provided more affordable means to travel, maintain homes and access piecemeal work for small businesses. This was the beginning of Airbnb, Uber and…

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Welcome to 2020, the year you finally level up your finances. Let’s get started.

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We’ve figured out a few things that help us balance work and family without feeling guilty about either. But before we dive in, a quick reminder: You can’t be everything to everyone—let your best be your best.

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5-unique-holiday-traditions-family-will-love

To help you remember the spirit of the holidays, I compiled a list of our favorite unique traditions. They’re simple to begin, so you can start making more memories this holiday season.

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