Author Archives: firstlinefin

Fun, tender and sacred memories you can create with your dad this day and every day. 1 – Spend Unhurried Time Sounds simple, but with our busy lives, it takes intentional planning to find time for unhurried eyeball-to-eyeball moments with our loved ones. If you can’t be there in person with…

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Want to give your child or grandchild a financial head start? A Roth IRA might be a choice to consider. Read on to learn more about how doing this may benefit both of you. Rules for setting up a Roth IRA. If your teen has an earned income, you may…

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Only four in ten Americans have a home inventory, despite the fact that 3.4 million Americans were displaced by natural disasters in 2022.1,2 It’s great to have insurance against damage and loss, but if you can’t show proof of your possessions, it may result in a protracted settlement process with…

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Most children stop being “and-a-half” somewhere around age 12. Kids add “and-a-half” to make sure everyone knows they’re closer to the next age than the last. When you are older, “and-a-half” birthdays start making a comeback. In fact, starting at age 50, several birthdays and “half-birthdays” are critical to understand…

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As Arizonans, we have learned to take advantage of, and appreciate the warm summer months. But, on those scorching hot summer days, too much fun in the sun can lead to heat-related health risks like heat stroke. So, how can you and the family can keep cool outdoors? We’ve made…

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When you invest money, you are putting it at risk — all investments can lose money. The key is to gauge your risk, and to not put more money at risk than you are willing to lose. This is a relative concept. If you have only $10,000 to invest, then…

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Do you have someone in your life who is graduating this spring? The form and function of graduation gifts can be sticky territory. It’s important to consider not only the level of degree being attained but also the personal traits, interests and ambitions of new grads to ensure your gift…

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Global turmoil, federal election, and inflation have presented today’s investors with some pretty daunting risks. But remember, this is the situation for which you built a long-term asset allocation strategy. If you haven’t developed such a strategy yet, we are happy to help you do so. We can help identify…

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If you have already retired and realized you don’t have enough money in savings, what should you do? Here are some actionable items that retirees should make now to help build up your savings in retirement. FINANCIAL PLANNING Financial planning and removing fear from your decision-making process is really, important…

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